HOME LOAN
Banks and Housing Finance Companies (HFCs) offer home loans of up to 75% to 90% of the property’s value depending on the credit profiles of their loan applicant, subject to the caps on the LTV ratios set by the lenders and the RBI. Home loan tenures can go up to 30 years with Bajaj Housing Finance offering maximum tenure of up to 40 years. We help you compare housing loan interest rates and other features offered by top banks and HFCs and apply online for the best option available on your credit profile.
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Tax Benefits on Home Loans
Section of Income Tax Act | Nature of Home Loan Tax Deduction | Max. Tax Deductible Amt. |
|---|---|---|
Section 24(b) | Interest paid | Rs. 2 lakh |
Section 80C | Principal (including stamp duty and registration fee) | Rs. 1.5 lakh |
No More Waiting For The BEST HOME lOAN oFFERS !
Check Your Home Loan Eligibility Today
Home Loan by Banks & NBFCs
- HDFC Home Loan
- SBI Home Loan
- Axis Bank HomeLoan
- ICICI Home Loan
- Bajaj Finserv Home Loan
- Tata Capital Home Loan
- Yes Bank Home Loan
- Indiabulls Home Loan
- PNB Home Loan
- Federal Bank Home Loan
- Standard Chartered Home Loan
- Navi Home Loan
Types oF hOME Loans
- Home Purchase Loan
- Composite Loan
- Home Construction Loan
- Home Renovation/ Improvement Loan
- Home Extension Loan
- Step Up Loan
Home Loan By Amount
- Home Loan for Rs 20 Lakh
- Home Loan for Rs 30 Lakh
- Home Loan for Rs 60 Lakh
- Home Loan for Rs 1 Crore
Home Loan offered by Top Banks & HFCs in India
Name of Lender | Interest Rates(p.a.) | |
|---|---|---|
State Bank of India | 8.40% – 10.15% | Apply Now |
HDFC Bank | 8.50% – 10.20% | Apply Now |
IDFC First Bank | 8.85% onwards | Apply Now |
ICICI BANK | 9.00% – 10.05% | Apply Now |
Kotak Mahindra Bank | 8.75% onwards | Apply Now |
Tata Capital Housing Finance | 8.70% onwards | Apply Now |
Bajaj Housing Finance | 8.45% onwards | Apply Now |
Federal Bank | 8.80% onwards | Apply Now |
Union Bank of India | 8.35% – 10.95% | Apply Now |
L&T Finance | 8.60% onwards | Apply Now |
PNB Housing Finance | 8.50% – 14.50% | Apply Now |
Standard Chartered | 8.75% onwards | Apply Now |
Home Loan Eligibility Criteria
- Nationality : Indian Residents, Non-Resident Indians (NRIs), and Persons of Indian Origin (PIOs)
- Credit Score : Preferably 750 and above
- Age Limit : 18 – 70 years
- Work Experiences : At least 2 years (for salaried)
- Business Continuity : At least 3 years (for self-employed)
- Minimum Salary : At least Rs. 25,000 per month (varies across lenders & locations)
- Loan Amount : Up to 90% of property value
